Long-term Disability

A full-time continuing employee is considered totally disabled, during the first 12 months in which the employee receives Short-term Disability benefits if the employee is unable to perform any and every duty of their own occupation. After this period, the employee is considered totally disabled and eligible for Long-term Disability benefits if the employee is unable to perform any and every duty of any occupation for which the employee is reasonably qualified by training, education or experience.

Coverage information:

This benefit is insured by Sun Life Assurance Company of Canada. If the employee’s illness or injury is expected to extend beyond the term of their Short-term Disability benefits eligibility period, the employee will be advised of the procedures for completing and submitting a Long-term Disability claim to Sun Life.

Questions?  

Please email Julie Day, Health and Disability Management Specialist or call 905-721-8668 ext. 3649.

For more information regarding your Short-term Disability and Long-term Disability benefit coverage, please refer to the following:

• Non-academic staff policies
• Collective agreements
• Benefit handbooks