Ontario Tech's Defined Contribution Pension Plan (DCPP)
Ontario Tech University offers a Defined Contribution Pension Plan (DCPP), the university and its staff work together to build retirement savings.
For more information on the university's DCPP, please contact the Human Resources department.
- Defined contribution pension plan (DCPP) member booklet
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Annual Election
Annual Election
Pension eligible employees are reminded that November is the designated period for reviewing and updating pension contribution options, effective January 1st of the following year. Eligible adjustments include the following;
- Additional Voluntary Contribution (AVC): make an additional contribution above the required amount, depending on your employee group, and,
- 2% Contribution Allocation: HAS eligible employees may allocate up to 2% to either their Pension Plan or Health Spending Account (H.S.A), in 0.5% increments.
Please be advised that contribution elections can only be adjusted once per year. If no new Annual Election form is submitted by November 30th, the prior year's election will remain in effect for the upcoming year.
Resources
New! Pension contributions can now be viewed on the employee dashboard. Please refer to the job aid Understanding your Pension Contributions.
For more information regarding the Pension Plan, please see the full booklet here.
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How to read your quarterly rates of return information
- How to read your quarterly rates of return information
- Pension forms
- Virtual presentations
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Retirement and financial resources
- Workplace - Are you making the most of your workplace benefits?
- Money - What will your income and expenses be?
- More than money - What will you do to stay active and connected?
- Ready, set, retire! - Are you set for success?
- Canadian Retirement Income Calculator
- My money after work
- Your retirement-ready checklist
- Get smarter about money
- Living in retirement
- Canada Pension Plan (CPP)
- Old Age Security (OAS)
- Understanding financial certifications
- Tools and calculators
- Your Financial Toolkit
- Search Smarter, Save Money (Rate Hub)
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Ontario Tech University DCPP investment information
Pension plan quarterly investment rates of return
- Ontario Tech University Pension Plan Q2 2022 Investment Rates of Return
- Ontario Tech University Pension Plan Q1 2022 Investment Rates of Return
- Ontario Tech University Pension Plan Q4 2021 Investment Rates of Return
- Ontario Tech University Pension Plan Q3 2021 Investment Rates of Return
Download the How to read your quarterly rates of return information guide.
Market updates
Responsible investing
- Responsible investing: Environmental, social and governance factors
- Morningstar tools at your fingertips
Investment Principles
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DCPP library
To assist you in preparing for retirement, we have provided key information and resources that you might use:
- Marriage Breakdown
- Defined Contribution Pension Plan (DCPP) Member Booklet
- Transferring In Assets
- DCPP Fund Management Fee Fact Sheet
- Retirement Income Options Booklet
- How to read your DCPP Statement Guide
- Retirement Ready Checklist
- Retirement Ready Guide
- Beneficiary Fact Sheet
